Homeowners insurance leads

Exclusive Homeowners Insurance Leads, Scored Before You Dial

DAITA DRIVE sells homeowners insurance leads that are exclusive by structure: each lead is sold once, to one agent, and never resold. Every lead carries the DRIVE Score (who the homeowner is, why they buy, when they’ll shop, what to say) and arrives DNC-scrubbed with bad records replaced free.

What do you actually get with each lead?

Every lead is a complete homeowner profile: contact fields, property and household context, the four DRIVE Score answers, wireless flags, local time zone, and the applicable calling window for that state. A dated scrub certificate covers the whole file. Here’s a real one, redacted:

SAMPLE LEAD · REDACTEDDNC SCRUBBED
M████ T██████
38██ █████ Ln · Frisco, TX 750██
WHO5-person household · 15 yrs in home · $120–140k
WHYTRUST & REPUTATIONhangs up on discounts, stays for claims confidence
WHENHOT · 0–90 DAYScall first
WHAT“Protect the home you’ve built 15 years of equity in…”
Scrub certificate #48██TX calling window 9a–9p

Why is now the best homeowner prospecting market in a decade?

Because 47% of homeowners took an insurer-initiated rate increase in the past year, the highest share in more than a decade, and switching is running at record levels while carriers have reopened their appetite to write. Premiums are up 46% since 2021. Every renewal letter in your territory is a conversation starter.

Texas. Average premium around $4,380 and climbing, roughly 48% above the national average, across 8.1 million homeowner policies. Nearly half of 2024 claims closed without payment, and unhappy policyholders shop.

Colorado. The steepest premium increases in the country in 2025, driven by hail that accounts for half or more of the average premium. Carriers have pulled back or left outright; homeowners are actively hunting for agents who will write them.

How do scored leads compare to shared leads, x-dates, and aged leads?

Shared internet leads reach 3–4 competing agents within minutes; industry benchmarks put their close rates at 4–8% with a cost of $200–$500 per closed policy. X-date lists guess a renewal month from the purchase date. Aged leads are other vendors’ exhaust. DRIVE leads are exclusive, timed, and messaged, so the same dial produces a different conversation. See shared vs. exclusive leads for the full comparison.

Shared internet leadsX-date listsAged leadsDRIVE leads
Who else has it3–4 agents in minutesEvery subscriberTwenty callers before youYou alone, in writing
Timing signalForm-fill momentA guess from the purchase dateLong goneModeled window, refreshed monthly
MessagingNoneNoneNoneOpener matched to mindset
Close-rate benchmark4–8%8–15% band (exclusive data)

What does the math look like?

Run it per closed policy, not per lead. On shared leads, agents commonly pay $200–$500 per policy written and split the prospect with competitors. Exclusive scored leads close in the 8–15% benchmark band for exclusive data, and one closed homeowners policy is worth roughly $1,900 in lifetime commission at national averages, more in Texas and Colorado. We walk the full funnel math on The Math page, and we’ll run your exact numbers on a 15-minute call.

The guarantee

Disconnected, wrong number, or deceased: replaced free, no argument. That guarantee is what our 95% verified accuracy claim means in practice, and it’s in writing. Details on the guarantee page. For calling rules, see our TCPA and DNC answers.

FAQ

The questions agents actually ask.

How fast do I get leads after ordering?

Standard delivery is within 2 business days of territory confirmation, as a CSV file or directly into your CRM. Subscription leads refresh monthly with a new scrub certificate.

Can I pick specific ZIP codes?

Yes. Territories are built ZIP by ZIP. We cap the number of agents buying in any ZIP cluster at 2–3, so some ZIPs run waitlists. Availability is confirmed on your first call.

Do you sell my leads to my competitors?

No. Each lead is sold once, to one agent. We don’t resell leads, syndicate them through other platforms, or run a white-label program. Exclusivity is contractual, not a marketing word.

Are the leads TCPA compliant to call?

Every file arrives scrubbed against the federal DNC registry, 11 state registries, and known-litigator lists, with wireless flags and per-state calling windows. Called manually with a live voice, that’s the lawful lane. We never represent purchased data as “consented” for autodialers or texting; vendors who do are the reason agents get sued.

Why call them leads if nobody filled out a form?

Because a lead is defined by the buyer’s next action, not by a web form. Every DAITA DRIVE lead tells you who to call next, when they’re predicted to shop, and what to say. Form-fills carry stated intent and three competitors on the record; ours carry modeled intent and none.

Get started

Check whether your ZIPs are open.

We cap buyers per territory. A 15-minute call confirms availability and sets up your free 25-lead sample.